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Enrolling for the First Time?
Understanding Healthcare Enrollment Procedures.
We get it; enrolling for a healthcare plan can be confusing. We’re here to help.
Annual Open Enrollment is a period of time each year, for those with employer-sponsored insurance coverage, to make changes to their health insurance plan. Employees can sign up for, change, or drop their health insurance coverage (with some restrictions).
Open Enrollment is for those who do not have employer-sponsored health insurance plans, including the self-employed or people who get insurance on the individual market.
If you don't sign up for health insurance during Open Enrollment, your options are limited until the next Open Enrollment period, unless you experience a qualifying event.
There are other options, aside from traditional health insurance, to cover the cost of healthcare expenses. Many of those, including medical sharing programs, are available for enrollment year-round.
Important Enrollment Dates by State
Open Enrollment dates are different in each state.
The best way to be sure about your enrollment deadline is to check which deadlines apply for your situation.
In almost all states, Open Enrollment will start on November 1 and end on December 15.
There are 13 state-based exchanges that run their own enrollment platforms and have the option to add additional time before or after the regularly scheduled Open Enrollment period.
There are also three state-based exchanges where Open Enrollment has been permanently extended (California, Colorado, and Washington DC). And Pennsylvania has a state-based exchange for the first time this year.
For alternate options like healthshare programs, you can enroll at any time. If you want to know more, let us help you explore the options available to you.