Find Your Health Care
Looking for a new healthcare program that meets your needs can be complicated. We make it easier.
Find Your Health Care Program
Looking for a new healthcare program that meets your needs can be daunting ...
Looking for a new healthcare program that meets your needs can be daunting if it is your first time or you aren't familiar with the terms commonly used by providers. Understanding the terms and conditions of a new healthcare program or insurance plan and choosing one option takes time and research.
One of the most important things to consider is when to start shopping for a health plan. In order to opt into a healthcare plan, you must be looking during the right time of year. Open Enrollment is the time of year when new customers can join a plan. This time is defined by the insurance company or provider.
Due to legal and financial considerations, companies tend to do this at the end of the calendar year or the start of a new year. The Open Enrollment period typically only lasts a few weeks, and if you miss it, you may have to wait another year to enroll in that specific insurance plan.
For those looking for alternatives to traditional health insurance coverage, other flexible programs such as Health Sharing Programs are available. These programs do not have a specific enrollment period and may help save 50% or more when compared to traditional insurance options.
Is Open Enrollment Right for You?
We try to make the enrollment process as simple as possible.
Shopping for a new healthcare plan for you and your family during Open Enrollment can be easier and faster than trying to enroll during other times of the year. During this timeframe, insurers try to make the enrollment process as simple as possible to accommodate the influx of people interested in getting health care coverage.
It may be easier to get your specific questions answered as many providers will hire more people to answer queries and get new members signed up. However, if you miss the Open Enrollment period and have a qualifying life event take place, you can start shopping for coverage right away instead of waiting for the next Open Enrollment period to come around.
Who is Eligible for Open Enrollment?
You may be eligible to get a new healthcare plan during Open Enrollment if you meet the requirements set by the insurer.
For example, if your insurance plan is provided through an employer, you may have to work there for a set amount of time before becoming eligible. Some plans will also cover adult children with their parents if they are still attending school or are unemployed.
For government plans like Medicaid, you might have to show proof of income and make less money than the threshold set by the program. If you are not able to get insured during the Open Enrollment period, but you have a qualifying life event that changes your circumstances, you may still be able to get on a plan when you need it. Some qualifying events include getting married, losing a job, or having a child.
If you need assistance navigating the Open Enrollment process or want to find out more about your healthcare coverage options, contact us today. Our team of professionals are here to help you find the right healthcare coverage as easily and quickly as possible.